Recently, my 325Ci was totaled. I'm still currently a full-time college sophomore working almost full-time. My parents refused to guide/help me through the insurance claims process (they blame me for the collision) so if you have any idea how the insurance claims process works, please share.
Details: It was the 72 year-old's fault. He has State Farm and I have AllState, full coverage.
There were 3 witnesses and I have their phone number, cops filed a report and listed the info.
I've filed a claim already and the adjuster came and already slapped a little ID tag on my windshield, I'm guessing that it means they've appraised/calculated the salvage value on her or something. She's currently sitting at a local collision center.
I hired a lawyer and am seeing a chiropractor, whiplash got my neck and head pretty good.
I currently have a rental car, paid for 30 days by insurance. After that I'm f****d unless I get the claim money and get into another E46 but I've heard that for the money to get into my hands would take 3-4 months.
1) My vehicle registration is in the glove compartment which is jammed shut by the caved-in passenger door. Do I need to retrieve it or is it void/null?
2) Will I get more money from insurance if I show them receipts of parts that I had installed just recently? Like Vanos/oil line/hoses, headlights, angel eyes, etc.
3) What do I do now? Should I call my insurance or my lawyer to check on the progress? Or wait for someone to call ME back.
I want to buy the wreck back and part it out. Some undamaged parts are the hood (believe it or not), headlights (DEPO though), trunk, and seats. I will tell you now, the seats are comparable to new factory ones. I hand-conditioned them with Meguiar's every time I washed her and there are absolutely no creases, bumps, indents, folds, discoloration....nothing.
Feel free to make me an offer on any part(s) and/or leave me a piece of advice! Both would be greatly appreciated.