Whatever you do, do not talk to the other party's insurance company or their attorney! That is what you have insurance for. Let you insurance company deal with them. They have experience and are trained in these matters. You are not and you could cause more problems by talking to them directly. Don't do it.
Total Loss E46....
Recently, my 325Ci was totaled. I'm still currently a full-time college sophomore working almost full-time. My parents refused to guide/help me through the insurance claims process (they blame me for the collision) so if you have any idea how the insurance claims process works, please share.
Details: It was the 72 year-old's fault. He has State Farm and I have AllState, full coverage.
There were 3 witnesses and I have their phone number, cops filed a report and listed the info.
I've filed a claim already and the adjuster came and already slapped a little ID tag on my windshield, I'm guessing that it means they've appraised/calculated the salvage value on her or something. She's currently sitting at a local collision center.
I hired a lawyer and am seeing a chiropractor, whiplash got my neck and head pretty good.
I currently have a rental car, paid for 30 days by insurance. After that I'm f****d unless I get the claim money and get into another E46 but I've heard that for the money to get into my hands would take 3-4 months.
1) My vehicle registration is in the glove compartment which is jammed shut by the caved-in passenger door. Do I need to retrieve it or is it void/null?
2) Will I get more money from insurance if I show them receipts of parts that I had installed just recently? Like Vanos/oil line/hoses, headlights, angel eyes, etc.
3) What do I do now? Should I call my insurance or my lawyer to check on the progress? Or wait for someone to call ME back.
I want to buy the wreck back and part it out. Some undamaged parts are the hood (believe it or not), headlights (DEPO though), trunk, and seats. I will tell you now, the seats are comparable to new factory ones. I hand-conditioned them with Meguiar's every time I washed her and there are absolutely no creases, bumps, indents, folds, discoloration....nothing.
Feel free to make me an offer on any part(s) and/or leave me a piece of advice! Both would be greatly appreciated.
Some pictures:
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Details: It was the 72 year-old's fault. He has State Farm and I have AllState, full coverage.
There were 3 witnesses and I have their phone number, cops filed a report and listed the info.
I've filed a claim already and the adjuster came and already slapped a little ID tag on my windshield, I'm guessing that it means they've appraised/calculated the salvage value on her or something. She's currently sitting at a local collision center.
I hired a lawyer and am seeing a chiropractor, whiplash got my neck and head pretty good.
I currently have a rental car, paid for 30 days by insurance. After that I'm f****d unless I get the claim money and get into another E46 but I've heard that for the money to get into my hands would take 3-4 months.
1) My vehicle registration is in the glove compartment which is jammed shut by the caved-in passenger door. Do I need to retrieve it or is it void/null?
2) Will I get more money from insurance if I show them receipts of parts that I had installed just recently? Like Vanos/oil line/hoses, headlights, angel eyes, etc.
3) What do I do now? Should I call my insurance or my lawyer to check on the progress? Or wait for someone to call ME back.
I want to buy the wreck back and part it out. Some undamaged parts are the hood (believe it or not), headlights (DEPO though), trunk, and seats. I will tell you now, the seats are comparable to new factory ones. I hand-conditioned them with Meguiar's every time I washed her and there are absolutely no creases, bumps, indents, folds, discoloration....nothing.
Feel free to make me an offer on any part(s) and/or leave me a piece of advice! Both would be greatly appreciated.
Some pictures:
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