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Old 01-12-2020, 07:27 PM   #1
BNMTOOLS
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Just Wrecked my 2005 330Ci

I was driving when a M5 pulling out of Lowe's hit me. I tried to avoid him by going up the medium but he still clipped me in the rear. I've had the car 2 months. My first BMW

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Old 01-12-2020, 07:40 PM   #2
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That looks like it can be pulled out with a plunger. At least you got hit by an m5 and not a prius
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Old 01-12-2020, 08:12 PM   #3
BNMTOOLS
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Had to be towed away. Back left wheel is bent in and the body is sitting on the tire. Front end is leaking some kind of fluid and the right front wheel is bent.
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Old 01-12-2020, 08:19 PM   #4
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Had to be towed away. Back left wheel is bent in and the body is sitting on the tire. Front end is leaking some kind of fluid and the right front wheel is bent.
Odds your insurance company will total it? 1:1.

Grab your neck and start writhing in pain.
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Old 01-12-2020, 08:24 PM   #5
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If he can afford an M5, he can afford to fix your car.
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Bad outer xi ball joint?
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Old 01-12-2020, 08:27 PM   #6
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Odds your insurance company will total it? 1:1
If it’s easily repairable, a total may not be so bad. Buy it back for cheap, use 1/3 the payout for repair, pocket the rest. Sure it will be a salvage title, but that’s no biggie if you’re keeping it long term.
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Old 01-12-2020, 08:28 PM   #7
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Odds your insurance company will total it? 1:1
If it's easily repairable, a total may not be so bad. Buy it back for cheap, use 1/3 the payout for repair, pocket the rest. Sure it will be a salvage title, but that's no biggie if you're keeping it long term.
Definitely would do this. Maybe you could get another e46 and swap over your good parts if you buy it back
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Old 01-12-2020, 08:57 PM   #8
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Maybe it's just a few broken suspension parts.
Maybe you will save it.
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Old 01-12-2020, 09:45 PM   #9
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It took me a year n half to find this car this clean . Picked it up in Scottsdale Az, from an older couple in their 80s. No rust. One owner, 80k miles, it came with a stack of maintenance recipes from Scottsdale BMW. I took it to my BMW mechanic, he said it was mint.

I posted 4 YouTube videos on the things I am doing to it. Check out the videos. Might have to subscribe to see them but you can unsubscribe right after.



I hated to see an almost a classic car this clean turn into a salvage title.
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Old 01-12-2020, 09:54 PM   #10
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Oh dude, I'm so sorry. That is my greatest fear right now. Insurance wouldn't even begin to cover the value of my car. ^*^%*%!!!!!

I hope the damage is not that severe. If there is no chassis damage, I'd buy it back and repair it (I agree that it's probably a total - it takes so little these days). If there is chassis damage, best to walk away.

I'm hoping they don't total it. Sounds like you did like me, spent a long time looking for the right car.

Damned BMW drivers....
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Old 01-13-2020, 01:35 AM   #11
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Damn bmw drivers
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Old 01-13-2020, 02:08 PM   #12
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No one activate the horn which was designed to be used in case like this? My thumbs are always on the horn button ('67 Porsche with bat-wing horn button) and this saved me from bad drivers a few times. I don't like the new cars with one center horn button.

Was the M5 out of control before hitting you?
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Old 01-13-2020, 07:56 PM   #13
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If there is good news. The insurance called me and said that the other driver was at fault and they were going to repair my car.

State Farm, has their preferred auto body shop or should I take it to my local BMW mechanic? I probably already know the answer to my own question.

Most of my damage is front suspension, right front wheel is pushed back 1-1/2". Leaking fluid. Rear left wheel is bent in 15 degrees, body is sitting on the rear wheel.
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Old 01-13-2020, 08:05 PM   #14
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I tried to avoid him by going up the medium but he still clipped me in the rear.
The other party will pay for the left rear wheel/suspension, and you pay for your own damaged hitting the curb Right Front wheel/ suspension.
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Old 01-13-2020, 10:37 PM   #15
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The other party will pay for the left rear wheel/suspension, and you pay for your own damaged hitting the curb Right Front wheel/ suspension.
Not necessarily. I would fight for them to cover it all. The only time I went onto a median to try to avoid a collision there was no suspension damage. The guy still hit me and my insurance had to cover it because he was uninsured driving a Pinto...
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Old 01-14-2020, 07:00 AM   #16
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If there is good news. The insurance called me and said that the other driver was at fault and they were going to repair my car.

State Farm, has their preferred auto body shop or should I take it to my local BMW mechanic? I probably already know the answer to my own question.

Most of my damage is front suspension, right front wheel is pushed back 1-1/2". Leaking fluid. Rear left wheel is bent in 15 degrees, body is sitting on the rear wheel.


I’m wary of using an insurance company’s “preferred body shop.” Why? I bet the shop doesn’t perform repairs strictly according the car manufacturer’s repair manual. That saves time and money.

Google “BMW CCA #####” where “#####” is your zip code. Check the website for body shop recommendations. If there are no recommendations, contact the chapter officers via their listed email addresses.

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Old 01-18-2020, 05:36 PM   #17
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The benefit to having State Farm paying for the repairs is that they don't use aftermarket parts, OEM only (new or LKQ). The bad part is that often raises the price of the repairs to a total loss level on an otherwise repairable vehicle. State Farm generally will not allow you to buy back the car directly. In FL, it has to be 'processed' at the salvage auction (who handles all the title reposting to the state) and then it's put up for bid weekly. You have to have a salvage license to buy it.

As for the median damage, State Farm should be paying for everything 100%, since it was evasive action. If they say different I would fight them strongly on the matter, since the crash damage would have been far worse if you hadn't tried to avoid it. If you take it to a SF shop, you have no more guarantee about the quality of the repair than anywhere else, they simply agree to do SF's job for them in writing the estimate and photo-documenting the repairs. It will likely speed things up though. You will have a nationwide SF warranty, but that really only helps if you move and have a problem down the road. Most reputable shops these days offer a lifetime warranty on workmanship (not parts though).
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